Tips on Vacant Home Insurance
Here are some tips on vacant home insurance:
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If you have to switch companies, find yourself a savvy agent with a proven track record.
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Don't completely move out until you have it sold, if you are a couple have one person live in the home or stay there occasionally, like on the weekends.
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If you can't stay in the house, consider renting out the property. This not only helps you with your insurance, but the rent will help you pay the maintaining costs.
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Hire a trusted house sitter to stay in the house until you are able to sell it.
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If you can do nothing else, keep the house well maintained. Keep the yard trimmed, sidewalk swept and summarize or winterize as needed.
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Don't commit fraud. Don't let your current policy expire due to vacancy. The insurance company could then challenge your claim if there is any damage.


